rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
Compared to a third party insurance buying comprehensive insurance makes more sense, says Neeraj Gupta
Priya Nair finds out how investors of mutual funds, shares, unclaimed bank deposits, insurance policies can redeem long-forgotten investments.
You will lose out on discounts and have to pay a higher premium.
Kharge also targeted Prime Minister Narendra Modi, saying the people should not believe Modi's "guarantees".
Expanding investigation into allegedly wrongful claims of input tax credit by insurance companies, the tax authorities are probing a section of automobile dealers who have supposedly generated fake invoices without providing any service, which is a punishable offence under goods and services tax (GST) law. The authorities are learnt to have questioned the car dealers to explain the services they provided general insurance companies. The investigators suspect car dealers pitched for insurance schemes that give them commissions in excess of those insurance regulations permit.
'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'
Follow these steps diligently to ensure that there isn't any hardship when your parents fall ill
Many of us commit these generic mistakes which can turn our insurance buying decision futile, says Shikha Verma
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
Here are some major benefits that come along with a child insurance plan
In an online chat with Get Ahead readers on october 29, Ashish Vohra, Senior Director and Chief Distribution Officer with Max Life Insurance answered queries on life insurance.
Health insurers incorporate conditions like Waiting Period in their offerings to prevent customers from taking undue advantage of a service that is essential.
If you can manage to avoid them, you are sure to end up with a right health plan that ensures a fast, hassle-free claim settlement while minimising out of pocket expenses.
The move comes amid a border row over Belagavi between Karnataka and Maharashtra which flares up from time to time.
It is important to know the right details about your insurance policies while avoiding these mistakes, says Harjot Singh Narula.
Losses to be well below Rs 100 crore, say insurers.
The NHRC has observed that the content of the news report, if true, raise a serious issue of human rights of the workers in violation of the labour laws and the guidelines issued by the Union Ministry of Labour and Employment from time to time.
Is the cost of medical cover too high? Opt for co-payments or deductible plans. Here's more on when they work the best.
Research well all the ifs and buts carefully before accepting such policies.
Group policies usually cover all pre-existing diseases and, therefore, the claim process and the cashless process are much easier.
With at least three IPOs in the offing this year, stock market investors have a lot to look forward to.
Naval Goel explains the key points that will help you buy the most appropriate travel insurance plan and leave your worries behind when you travel with family and friends.
The regulator has made it mandatory for insurers to have a minimum percentage of motor third-party business underwritten.
Raise the amount of life cover you own if your liabilities and responsibilities have increased during the year, says Arvind A Rao.
Apprehensive about the July 1 switch, say there are issues to be addressed.
There was no smooth surge in middle class prosperity for foreign businesses to tap into because of the Indian economy was mismanaged, argues Debashis Basu.
K G Krishnamoorthy Rao, managing director and CEO, Future Generali India Insurance, answers insurance queries.
Motor insurance is one place where it is easier to avail discounts - on account of your/driver's profile, car model, city, age and low claim history.
New Irda rules open the way, with 5 entities getting okay to set up as repositories; firms preparing structures for switch
There are many ways to lower your auto insurance premium rate but the best way is to add safety features to your car.
The 25-35 age group is the most active online in buying non-life insurance products.
What many don't realise is that including their spouse and children in their tax planning can enable them to reduce their tax burden legally.
Under the scheme, which seeks to open 75 million accounts by January 26, 2015, an accident insurance cover of Rs 100,000 is provided with every RuPay debit card offered by the National Payments Corporation of India.
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment.
After all, when you are studying, it is better if all you have to worry about are your grades.
The scheme would cover incidents like robbery and dacoity.
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy
